WHY SHOULD I INSURE MY PET?
One third of all pets need to visit the vet each year due to accident or illness. Costs can quickly mount up, even for relatively straightforward problems. Sometimes a pet may also need to be referred to a specialist, e.g. for severe skin problems or broken limbs. Conditions such as these can often result in treatment that can cost several thousand pounds. These fees can sometimes make such treatments prohibitively expensive. If your pet is seriously ill, insurance will allow him or her to have access to the best care available and decisions need not be influenced by cost.
WHAT DOES PET INSURANCE COVER?
Most policies will cover accidents and illness and some will also offer third party liability, e.g. if your pet should cause an accident, emergency boarding fees and advertising if pet should be lost or stolen. Pet insurance does not normally cover routine treatments such as vaccination and worming.
WHAT TYPE OF POLICY SHOULD I CHOOSE?
Most pet insurance companies will offer either yearly or lifelong cover. Yearly cover often costs significantly less than a lifelong policy but will only pay out on any one illness for a period of twelve months , e.g. if your pet should develop a skin allergy at the age of 6 months, your veterinary fees will only be covered for the next year and at the end of this period the insurance payments will cease. However, many conditions can last the whole of your pet’s lifetime which is why we always recommend that you choose a lifetime policy.
IF YOU HAVE ANY QUERIES AS TO WHICH POLICY YOU SHOULD CHOOSE FOR YOUR PET PLEASE CONTACT THE SURGERY FOR ADVICE. BOTH OF OUR NURSES ARE PET INSURANCE ADVISORS AND WILL BE HAPPY TO SPEAK WITH YOU.